Fixed Not explicitly from Westpac

Minimums; 5.99 I.R 7.20 C.R Median I.R is 8.99, 8.99 - 5.99 = 3, the median gets 3% higher than normal. 7.20 + 3 = 10.20 The Median C.R is

The calculator defaults to 8.99 with a C.R of 10.17, to note.

Comparison Rates

^Comparison rates: Comparison rates help you understand the true cost of a loan. All comparison rate examples shown are for a personal loan amount of $30,000 and a term of 5 years.  WARNING: Comparison rates apply only to the example or examples given and may not include all fees and charges. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Loan amount is 5.49% I.R and 7.20% C.R if it is an electric car.

https://www.ratecity.com.au/car-loans/westpac